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Case 7: Market Knowledge

A home caring for young people had to be insured against accidents. As the youngsters in care were drug addicts they were all considered problem cases. The insurance demanded a yearly premium of CHF 680.- per person. This was an immense burden for the home.

We were asked to examine all insurance policies of the home. As we knew the market we were aware of the fact that institutions of the kind had to lower premiums. We contacted the concerned insurance company and obtained a premium reduction down to CHF 497.-.

Market knowledge is of great use. In case RMS doesn't know a market properly we endeavour to obtain the necessary information.

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